> ## Documentation Index
> Fetch the complete documentation index at: https://docs.ai2fin.com/llms.txt
> Use this file to discover all available pages before exploring further.

# BankSync — one workspace key for banks in ten countries

> Connect Australian, New Zealand, US, Canadian, UK and European banks to AI2Fin through your own BankSync workspace. Paste a workspace API key or use Connect with BankSync. Read-only, revocable at BankSync. Cloud, desktop and self-hosted.

<Info>
  **Available in:** Cloud · Desktop app · Self-hosted  |  **Reach:** 🇦🇺 🇳🇿 🇺🇸 🇨🇦 🇬🇧 🇮🇪 🇩🇪 🇫🇷 🇪🇸 🇳🇱  |  **Cost:** your BankSync subscription; a paid AI2Fin plan
</Info>

## What it is

[BankSync](https://banksync.io) is a bank-connection service where **you** own
the workspace. You link your banks at `app.banksync.io`, where BankSync runs
each bank's consent flow, and AI2Fin reads from that workspace with a key you
issue. Banks you add to the workspace later simply appear on the next sync —
there is nothing to redo in AI2Fin.

It is the only feed here that reaches more than one market, which is why the
Connectors search lists it first for most countries.

## Two ways to connect

<Tabs>
  <Tab title="Connect with BankSync (preferred)">
    Connectors → **BankSync** → **Connect with BankSync**. You are sent to
    BankSync's own consent screen, choose the scopes and accounts there, and
    return to AI2Fin connected. No key to find.

    This uses BankSync's app-install flow. Where a deployment has not
    registered an app (some self-hosted instances), the button is hidden and
    the key path below is used instead.
  </Tab>

  <Tab title="Paste a workspace API key">
    In your BankSync workspace, create an API key with *read* scope (BankSync's docs: `banksync.io/docs/api/authentication`).
    In AI2Fin: Connectors → **BankSync** → paste → **Connect**. The accounts
    BankSync can see are listed straight away.

    The key is sent only as a request header to `api.banksync.io`; it is never
    placed in a URL.
  </Tab>
</Tabs>

## What syncs

* Every bank connection in the workspace → its accounts → their transactions
* Balances and currency per account
* Pending transactions, flagged as such
* First sync requests \~13 months (400 days); then polling every 15 minutes

## Coverage

BankSync names the majors on its own site — Commonwealth Bank, Westpac and ANZ
in Australia; Chase, Bank of America and Wells Fargo in the US — and states
coverage for the ten countries above. For a specific institution, BankSync's
own bank list is the authority; AI2Fin does not claim a bank BankSync has not.

## Revoking

Disconnect in AI2Fin to stop reads. To end access entirely, revoke the API key
or the AI2Fin app in your BankSync workspace.

## Frequently asked

<AccordionGroup>
  <Accordion title="Why is BankSync in the cloud when Up and Akahu aren't?">
    Because the credential is a workspace key you issued for exactly this
    purpose, on a subscription you hold — the arrangement BankSync's terms
    describe. Personal-use bank tokens are a different licence; see
    [where each feed runs](/data-sources/bank-connectors#where-each-feed-runs).
  </Accordion>

  <Accordion title="I hit a plan limit">
    BankSync caps connections and accounts by plan. AI2Fin surfaces that as a
    plan-limit message from BankSync rather than a sync failure; raise the plan
    or remove a connection at BankSync.
  </Accordion>

  <Accordion title="Can I use BankSync and Up together?">
    Yes. Deduplication is account-scoped, so if the same account arrives via
    both, transactions are not doubled.
  </Accordion>
</AccordionGroup>