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Available in: Desktop app · Self-hosted  |  Reach: 🇦🇺 Up accounts  |  Cost: free from Up; a paid AI2Fin plan

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What it is

Up publishes its own API for reading your own account. No aggregator sits between you and your bank: you generate a token in the Up app and AI2Fin reads with it.

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Connect

1

Generate a token in Up

Up app → swipe right → Data Sharing → generate a personal access token (it starts with up:yeah:).
2

Paste into AI2Fin

Connectors → Up → paste → Connect. Your Up accounts (transactional and savers) are listed immediately.

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What syncs

Accounts, balances and transactions. Held (pending) card transactions arrive once they settle, usually the next day. First sync reads ~13 months; then every 15 minutes.

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Why this is never available in the cloud

Up’s API Acceptable Use Policy says the API is for your personal use only and lists sharing your token with a 3rd party as prohibited. A hosted AI2Fin holding your token would be exactly that. So there is no setting that turns Up on in the cloud, and no agreement to seek — it is a prohibition, not a default. On your own machine the token never leaves your device, which is the use the policy permits.

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Revoking

Revoke the token in the Up app under Data Sharing; access ends instantly. Disconnecting in AI2Fin keeps the transactions you already have.

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Frequently asked

Use BankSync or RedBark — both reach Up through CDR and run in the cloud — or the desktop app.